Connect
Link bank, CPF, and credit accounts through protected authentication.
location_on Built for Singapore money
Your money, made clearer with AI.
Salary, spending, CPF, debt, and big plans can sit in one clear view. Gan Finance AI finds the next useful move before another month slips by.
Clear explanations. Local rules. A plan you can use this month.
October money map
S$8,420
Essentials
S$3,180
Goals
S$1,260
CPF balance
S$74,600
Your next action
Move S$240 to your BTO goal after payday.
10,000+
personalised insights generated
98%
user satisfaction rating
2025
Singapore tax rules included
Trust, built in
Trusted by Singapore residents who want fewer money surprises.
Your accounts stay protected with bank-level encryption. Authentication is Singpass-ready, and Gan Finance AI does not sell your data.
PDPA-aware data handling
10k+actionable insights
98%satisfaction rating
256-bitencryption standard
Singapore fintech communities
Financial educators
CPF-aware modelling
HDB affordability checks
One clear dashboard
Everything your finances need, in one place.
Choose the question on your mind. The AI connects it to the rest of your finances.
Budgeting & Cash Flow
Spot spending leaks and see how your salary can cover this month's needs and goals.
Explore arrow_forwardDebt Management
Compare repayment paths, interest costs, and the monthly payment that fits your cash flow.
Explore arrow_forwardProperty & Home Planning
Test HDB affordability, CPF usage, grants, and the cash needed before you commit.
Explore arrow_forwardInvestment Portfolio
See concentration, fees, and risk in plain English before changing your holdings.
Explore arrow_forwardRetirement & CPF
Track all three CPF accounts and test retirement income against your target lifestyle.
Explore arrow_forwardFamily & Future Planning
Balance childcare, education, shared goals, and the unexpected costs of family life.
Explore arrow_forwardA calmer way to plan
How our AI creates your personal money map.
Four steps. One useful picture.
Analyse
The system scans patterns, recurring costs, debt interest, and missed opportunities.
Recommend
Receive three to five next steps ranked by likely monthly impact.
Optimise
Your plan adjusts each month as income, spending, and priorities change.
A quick money check
See what AI could find in your finances.
Move the slider to see where a typical monthly review may uncover room for savings.
This estimate is for illustration. Your review uses your actual numbers.
Potential monthly room
S$504
SubscriptionsS$144
Credit card interestS$216
Goal contributionS$144
Proof in the details
Real Singaporeans, real results.
Small changes add up when the advice fits real life.
format_quote
"I finally stopped living paycheck to paycheck. The AI spotted S$320 a month in subscriptions I had forgotten."
format_quote
As a freelancer, my income changes every month. Gan Finance AI showed me how much to reserve during busy periods and gave me a simple buffer target. I stopped guessing at tax time. The plan feels practical because it moves with my work.
format_quote
"Why did we choose Gan Finance AI? Because the property view showed our cash gap before we made a BTO decision."
Practical outcomes
Success stories powered by AI.
The useful result is a decision you can make with confidence.
home
BTO planning
S$50k saved in 18 months
A young couple tested CPF usage, grants, and monthly cash needs before setting their downpayment target.
Read the approach arrow_forwardreceipt_long
Variable income
22% set aside for tax
A self-employed photographer used income forecasting to build a tax reserve without starving slow-month spending.
Read the approach arrow_forwardflight_takeoff
Relocation planning
A clearer cross-border move
An expat family mapped Singapore costs and overseas assets before restructuring their monthly commitments.
Read the approach arrow_forwardWhy Gan Finance AI
Singapore context changes the answer.
Generic budgets miss the rules that shape your real choices.
Built for Singapore first
CPF calculators, HDB affordability models, contribution rules, and local tax reliefs sit inside the analysis.
Recommendations that change
Your actions update as your income, household, debt, and priorities change. Static templates don't.
No product pushing
Gan Finance AI doesn't sell insurance or investments. The service is focused on financial clarity.
Plain-language reasons
Every suggested action includes the numbers behind it, so you can decide what makes sense.
Before you begin
Questions you might have.
Is my bank data safe? add
Yes. We use bank-level encryption and never store raw bank credentials. Authentication is handled through protected sign-in flows.
Do I need to understand investing? add
No. The AI explains fees, concentration, and risk in simple English before you make a decision.
How is this different from a budget app? add
A budget app records transactions. Our analysis looks for patterns and gives you a ranked monthly action plan.
Can it help with CPF and retirement? add
Yes. We model the Ordinary, Special, and MediSave Accounts alongside retirement sums and your target income.
What if I have irregular income? add
The freelance and gig module smooths your cash flow, suggests a reserve, and helps you plan for tax obligations.
Your next step can be small
Ready to see what your money can do?
Book a financial review and leave with a clearer view of your cash flow, goals, and next actions.
As featured in
A local conversation about better money habits.
The Business Times
Seedly
DollarsAndSense
MoneySmart
"The clearest financial action is often the one you can take before payday."